Your New Hampshire Education Freedom Account can pay for a real teacher.

If your child has an EFA, the state already set aside money for exactly this, and the hard part is finding something worth spending it on. So here's the straight version: a real one-on-one teacher for your child is $29 a month, and a full school year uses $348 of an account that averages about $4,800.

✅ Kitchen Table School is an approved New Hampshire EFA provider.

Approved by the Children's Scholarship Fund NH, the program's administrator, on October 2, 2026.

You already did the hard part. You applied, you got verified, and you signed the agreement. Now the money sits in ClassWallet and the question every EFA family asks is the same one: what's actually worth spending it on?

Here's one honest answer. Not a workbook that sits in a closet. Not an app your kid pokes at for a week. A patient teacher who sits down with your child, across the core subjects, and actually teaches.

Average New Hampshire EFA, per child, per year~$4,800

Kitchen Table School, $29/mo × 12$348

Left for everything else this year~$4,450

About $4,800 is the average grant the Children's Scholarship Fund reported in its November 2025 fact sheet, and NHPR reported the same average for 2026-27 in August 2026. Your child's amount is the state's per pupil adequacy grant plus any differentiated aid they qualify for, so yours may be higher or lower. Kitchen Table School is registered as a virtual / online learning program, a category the EFA law names directly (RSA 194-F:2, II).

What your EFA is actually buying

A teacher who talks and listens. A warm, real voice. Your child holds a button and talks right back, or types. It's a conversation, not a wall of text.
She teaches at a chalkboard, works problems out one step at a time, and your child solves them on their own whiteboard and shows her.
Real paper, really graded. She prints worksheets to your home printer. Your child does them with a pencil, holds the page up to the camera, and she grades the actual handwriting with specific feedback.
Kindergarten through 12th grade, the five core subjects, at your family's own pace.
"On pace" is a fact, not a feeling. A skill only counts as learned when your child shows it on two separate days, and your nightly email tells you plainly where they stand.
Your record-keeping does itself. Attendance, every skill with the dates it was demonstrated, and graded work, all in one place with a print button. More on why that matters for EFA families below.

See everything she does, with a two-minute live demo on the home page →

How paying with your EFA works

New Hampshire EFA funds for a program like ours are paid through ClassWallet Direct Pay: we send you an invoice, you upload it in ClassWallet, and the Children's Scholarship Fund reviews and pays it from your child's account. Here's the whole flow:

1. Start free. The placement assessment and your child's first look at their teacher cost nothing and don't need a card. See whether this fits your family before any EFA money moves.
2. Ask us for your Direct Pay invoice with the form below. The program's rules say every invoice has to be per child, with your child's first and last name and the dates of service, so we'll reply to get those details. You choose monthly ($29) or by the quarter ($87).
3. Upload the invoice in ClassWallet under Direct Pay. CSF's compliance team approves each payment, and once it clears, your child's full account is on. No card on file, no paying out of pocket.

We will never ask for your ClassWallet or EFA login. The program forbids it and so do we. You upload the invoice yourself.

Why monthly or quarterly instead of the whole year up front? The state funds EFA accounts in installments through the year (about 20% in September, 20% in November, 30% in January and 30% in April), so smaller invoices keep you from ever outrunning your balance.

Ready to pay with your EFA? Tell us where to send the invoice. A real person answers, and that's the founder. One reply to get your child's name for the invoice, then the invoice itself. No spam, no card.

Not sure yet? Run the free placement first. Your results will be waiting.

The trade nobody explains, and where we fit in it

Taking the EFA isn't a homeschooling family getting a grant. Under New Hampshire law an EFA student is no longer a home education student (RSA 193-A:1, IV), and the EFA agreement brings back what the 2026 home education repeal deleted:

A subject list you sign for: science, math, language, government, history, health, reading, writing, spelling, the history of the New Hampshire and U.S. constitutions, and exposure to art and music.
An annual record of educational attainment, due to CSF by July 15. A standardized test, the state assessment, or a portfolio reviewed by a certified teacher (or a teacher currently teaching in a nonpublic school). Miss it and CSF holds further funds until it's in.

Here's where Kitchen Table School helps, and where it doesn't. The teacher covers the academic core: reading, writing, spelling, math, science and history. Every graded worksheet and every skill with the date it was shown lands in your records, which is the raw material a portfolio is built from. What we don't do: we aren't the certified teacher who signs your evaluation, and health, the constitutions, art and music are still yours to cover. You'll know that before you spend a dollar, not after.

The whole picture, with the statutes quoted, in our New Hampshire guide →

The part no other school on earth can say

This teacher keeps getting better, and you can check it. Most nights, while your family sleeps, a staff of AI specialists goes looking for weak spots in her teaching, drafts fixes, and verifies each one before it ships. Whatever fails that bar never reaches your kid.

That's easy to claim and hard to prove, so we don't ask you to trust it. The ledger is public. See exactly what got better, and when.

Start free: see where your child stands

No card to start. Run the free placement, watch her teach, then pay with your EFA when you're ready.

The honest fine print, because you deserve it before you sign up and not after.

Kitchen Table School is an approved New Hampshire EFA education service provider, registered as a virtual / online learning program. It is a teacher and a curriculum, not an accredited school, and we don't administer state tests. We're a Texas company (Kitchen Table School is a trade name of Merlene Mitigation LLC).

Our first-month money-back guarantee still applies, with one program rule: any refund of EFA money goes back into your child's EFA account through ClassWallet, never to you directly. That's the law, not our choice. We charge EFA families exactly what everyone else pays, always.

Not in the program yet? Eligibility is residency, not income: any New Hampshire child who could enroll in a public school is eligible. The program hit its 12,500-student cap for 2026-27, so most new applicants go to a waitlist, but priority groups (current EFA students and their siblings, children with disabilities, and families at or under 350% of the federal poverty guidelines) are exempt from the cap and enroll on a rolling basis. Applications run through the Children's Scholarship Fund NH. We can't approve you or speed anything up. Amounts, dates and spending rules belong to the state and CSF, and they change, so check your ClassWallet account and CSF for the current ones.

This started at our own kitchen table, for my own son. Now New Hampshire will help pay for the same teacher for your family. That's a rare thing. Come see if it fits.

Pull up a chair.

Meet your child's teacher, free to start

About a minute to set up. Your child can meet their teacher today.

In Texas? Your EFA page is here · Education accounts in every state · What got better, and when · Exactly what we collect about your child, and how to delete it · kitchentableschool.com